This is one of the best tools we have available to us. Who better to get an answer from or an opinion from than our fellow agents. I'm now in the habit of reviewing this site on a daily basis to see what good ideas are coming from agents all across the country. It can get better if more agents join. Spread the word! Thanks to Geoff for getting this started. Well worth the $11/year - if you only use 1 of the hundreds of ideas/helps here, you got your money's worth!